quota today @ 74,38 % @ 74,45 %, warranty fund 52.461.

warranty fund 48.265 today, first time under 50k - wonder where is this going to go long-term?

They will just cut down the compensation percentage. 60% is guaranteed.

payments into the fund have fallen off the cliff, just look at the issued loans volume
payments from the fund seem to be stable

That 60% is not the end of all things. Problem for me is to understand whether it really is a guarantee?

Currently, the site has 15,000,000 in outstanding loans and the warranty fund of 50,000 is not even 1% of this. Any minor rupture in the market would take the fund to 0 in a blink of an eye. Will Omaraha come to rescue with it's own funds when the fund runs dry so the promise of 60% can be met?

HannesR
That 60% is not the end of all things. Problem for me is to understand whether it really is a guarantee?Currently, the site has 15,000,000 in outstanding loans and the warranty fund of 50,000 is not even 1% of this. Any minor rupture in the market would take the fund to 0 in a blink of an eye. Will Omaraha come to rescue with it's own funds when the fund runs dry so the promise of 60% can be met?

Only time will tell :)

quota today @ 72,78, warranty fund 55.682. The warranty fund gets sometimes refueled by surprisingly high amounts.

quota today @ 70,44 % @ 71,34 %, warranty fund 53.151.

quota today @ 71,00 %, warranty fund 51.721.

btw I have now plenty of defaults in the pipeline all originating from Feb/Mar 2017 this has already happened earlier, it looks so odd - like a wave of frauds, I have to say.